|
Credit Products
|
Tenure
|
Interest Rate (Base Rate + Premium) (% p.a.)
|
|
Agro Plus Loan (TL/OD)
|
|
Base Rate + Up to 4%
|
|
Auto Loan
|
Up to 3 Years
|
Base Rate + Up to 2%
|
|
Above 3 Years & up to 5 Years
|
Base Rate + Up to 3%
|
|
Above 5 Years
|
Base Rate + Up to 4%
|
|
Hire Purchase Loan
|
Up to 3 Years
|
Base Rate + Up to 3%
|
|
Above 3 Years & up to 5 Years
|
Base Rate + Up to 4%
|
|
Above 5 Years
|
Base Rate + Up to 5%
|
|
Business Plus Loan (OD/DL/TL)
|
|
Base Rate + Up to 4%
|
|
Comfort Loan
|
|
Base Rate + Up to 5%
|
|
Education Loan
|
|
Base Rate + Up to 3%
|
|
Foreign Employment Loan
|
|
Base Rate + Up to 3%
|
|
Personal Loan (OD/TL)
|
|
Base Rate + Up to 5%
|
|
Real Estate Loan (OD/DL/TL)
|
|
Base Rate + Up to 5%
|
|
Home Loan
|
Up to 5 Years
|
Base Rate + Up to 2%
|
|
Above 5 Years & Up to 10 Years
|
Base Rate + Up to 3%
|
|
Above 10 Years & Up to 15 Years
|
Base Rate + Up to 4%
|
|
Above 15 Years
|
Base Rate + Up to 5%
|
|
Margin Lending Loan
|
|
Base Rate + Up to 4%
|
|
Swarna Karja (Gold Loan) (OD/TL)
|
|
Base Rate + Up to 4%
|
|
Two Wheeler Loan
|
|
Base Rate + Up to 4%
|
|
Personal Loan (OD/TL)
|
|
Base Rate + Up to 5%
|
|
Deprived Sector Loan (OD/TL)
|
|
Base Rate + Up to 5%
|
|
Deprived Sector (wholesale) (OD/DL/TL)
|
|
As per Management Decision
|
|
Loan against FDR/NSB/DB
|
|
+2% on Coupon Rate
|
|
Consortium Loan (OD/BGL/TL)
|
|
As per consortium decision
|
