Interest Rate

Interest Rate Effective from Ashwin 01, 2077 (Septmber 17 , 2020)

 

DEPOSIT PRODUCT

Deposit Products

Interest Rate (% p.a.)

Normal Saving

4.75%

Check – In Saving

4.75%

Premium Saving

5.50%

Nari Bachat

4.75%

Bal Surakshya Bachat

4.75%

Senior Citizen Saving

4.75%

Shareholder’s Saving

4.75%

Welcome Account

4.75%

Locker Deposit

4.75%

Provident Fund Other

4.75%

Sadharan Bachat

4.50%

Bal Bhawishya Yojana

4.75%

Sahayatra Bachat Khata (Monthly Interest Posting)

5.50%

Lumbini Talab Khata

4.75%

Akshyaya Kosh

Negotiable

FCY Deposit (USD/GBP/Euro)

1.00%

Call Account

Up to 2.25%

Recurring Deposit

4.75%

Fixed Deposit

(Interest Posting Frequency- Monthly/Quarterly)

3 Months

 

 

Individual

7.00 %

6 Months

8.00 %

1 Year & Upto 2 Years

9.00 %

Above 2 Years to Upto 5 Years

9.25 %

Above 5 Years

9.5 %

Lumbini Sahayatra Muddhati Khata

9.00 %

1 Year & Above

For Renewal

 

Institutional

8.00%

For New

6.75%

 

CREDIT PRODUCT

Credit Products

Tenure

Interest Rate (Base Rate + Premium)(% p.a.)

Agro Plus Loan

 

Base Rate + Up to 4%

Auto Loan

Up to 3 Years

Base Rate + Up to 2%

Above 3 Years & Up to 5 years

Base Rate + Up to 3%

Above 5 Years

Base Rate + Up to 4%

Hire Purchase Loan

Up to 3 Years

Base Rate + Up to 3%

Above 3 Years & Up to 5 Years

Base Rate + Up to 4%

Above 5 Years

Base Rate + Up to 5%

Business Plus Loan (OD/DL/TL)

 

Base Rate + Up to 4%

Comfort Loan

 

Base Rate + Up to 5%

Education Loan

 

Base Rate + Up to 3%

Foreign Employment Loan

 

Base Rate + Up to 3%

Real Estate Loan (OD/DL/TL)

 

Base Rate + Up to 5%

Home Loan

Up to 5 Years

Base Rate + Up to 2%

Above 5 Years & Up to 10 years

Base Rate + Up to 3%

Above 10 Years & Up to 15 years

Base Rate + Up to 4%

Above 15 Years

Base Rate + Up to 5%

Margin Lending Loan

 

Base Rate + Up to 4%

Swarna Karja (Gold Loan) (OD/TL)

 

Base Rate + Up to 4%

Two Wheeler Loan

 

Base Rate + Up to 4%

Deprived Sector Loan (OD/TL)

 

Base Rate + Up to 5%

Deprived Sector (wholesale) (OD/DL/TL)

 

As per Management Decision

Loan against FDR/NSB/DB

 

+2% on Coupon Rate

Consortium Loan (OD/BGL/TL)

 

As per consortium decision

* BR= Base rate (For the updated Base Rate, Click Here)