Interest Rate

Interest Rate Effective from 1st Mangsir 2082 (November 17, 2025)

 

DEPOSIT PRODUCT

 

Deposit Products

Interest Rate (% p.a.)

Normal Saving

2.75%

Check – In Saving

2.75%

Premium Saving

2.75%

Nari Bachat 

2.75%

Bal Surakshya Bachat

2.75%

Senior Citizen Saving

2.75%

Shareholder’s Saving

2.75%

Welcome Account

2.75%

Locker Deposit

2.75%

Provident Fund Other

2.75%

Sadharan Bachat

2.75%

Bal Bhawishya Yojana

2.75%

Sahayatra Bachat Khata
(Interest Posting Frequency - Quarterly)

4.50%

Lumbini Talab Khata

2.75%

Samajik Surkshya Bachat

2.75%

Remittance Bachat Khata

5.50%

FCY Deposit (USD/GBP/Euro)

1.00%

Call Account

Up to 1.37%

Recurring Deposit

2.75%

Akshyaya Kosh

Negotiable

 

 

Fixed Deposit

(Interest Posting Frequency

-Quarterly/at Maturity)

Above 1 to 3 year  

 

 

Individual

4.64%
Above 3 year 5.64%

Remittance Fixed Deposit(1 Year to 3 year)

5.64%
Above 1 year to 2 year  

 

 

Institutional

 

3.80%
Above 2 year 4.00%

 

 

CREDIT PRODUCT
Floating Interest Rate

Credit Products

Tenure

Interest Rate (Base Rate + Premium) (% p.a.)

Agro Plus Loan (TL/OD/DL)

 

Base Rate + Premium (Up to to 4%)

 

Auto Loan

Up to 3 Years

Base Rate + Premium ( Up to  to 4%)

Above 3 Years & upto 5 Years

Base Rate + Premium (Up to 4%)

Above 5 Years

Base Rate + Premium (Up to 4%)

 

Hire Purchase Loan

Up to 3 Years

Base Rate + Premium (1.5% to 4%)

Above 3 Years & up to 5 Years

Base Rate + Premium (1.5% to 4%)

Above 5 Years

Base Rate + Premium (1.5% to 4%)

Business Plus Loan (OD/DL/TL)

 

Base Rate + Premium (Up to 4%)

Comfort Loan

 

Base Rate + Premium (Up to 4%)

Education Loan

 

Base Rate + Premium (Up to 4%)

Foreign Employment Loan

 

Base Rate + Premium (Up to 4%)

Personal Loan (OD/TL)

  Base Rate + Premium (1% to 4%)

Real Estate Loan (OD/DL/TL)

 

Base Rate + Premium (1.5% to 4%)

 

Home Loan

  Base Rate + Premium (Up to 4%)

Margin Lending Loan

 

Base Rate + Premium (Up to 4%)

Swarna Karja (Gold Loan) (OD/TL)

 

Base Rate + Premium (Up to 4%)

Two Wheeler Loan

 

Base Rate + Premium (Up to 4%)

LBBL Green Loan

  Base Rate + Premium (up to 2%)

Deprived Sector Loan (OD/TL)

 

Base Rate + Premium (Up to 4%)
Professional Loan   Base Rate + Premium (2% to 4%)

Deprived Sector (wholesale) (OD/DL/TL)

 

Base Rate + Premium (up to 2%)

Loan against FDR/NSB/DB

 

Up to 2% on Coupon Rate

Consortium Loan (OD/BGL/TL)

 

As per consortium decision

 

Credit Products - FIxed Interest Rate (p.a.)

Products

Upto 5 Years

Above 5 Years

Home Loan

11.00%

11.50%

Personal Loan (TL)

11.00%

11.50%

Comfort Loan

11.00%

11.50%

Education Loan

11.00%

11.50%

Two Wheeler

11.00%

11.50%

Auto Loan

11.00%

11.50%

* BR= Base rate (For the updated Base Rate, ;Click Here)