Interest Rate

Interest Rate Effective from 1st Mangsir 2081 (November 16, 2024)

 

DEPOSIT PRODUCT

 

Deposit Products

Interest Rate (% p.a.)

Normal Saving

3.00%

Check – In Saving

3.00%

Premium Saving

3.00%

Nari Bachat 

3.00%

Bal Surakshya Bachat

3.00%

Senior Citizen Saving

3.00%

Shareholder’s Saving

3.00%

Welcome Account

3.00%

Locker Deposit

3.00%

Provident Fund Other

3.00%

Sadharan Bachat

3.00%

Bal Bhawishya Yojana

3.00%

Sahayatra Bachat Khata
(Interest Posting Frequency - Monthly/Quarterly)

5.00%

Lumbini Talab Khata

3.00%

Samajik Surkshya Bachat

3.00%

Remittance Bachat Khata

6.00%

FCY Deposit (USD/GBP/Euro)

1.00%

Call Account

Up to 1.50%

Recurring Deposit

3.00%

Akshyaya Kosh

Negotiable

 

 

Fixed Deposit

(Interest Posting Frequency

-Quarterly/at Maturity)

6 Months to 1 Year  

 

 

Individual

5.25%
Lumbini Sahayatra Muddhati Khata (1 Year only) 5.50%
Above 1 to 2 year 5.75%
Above 2 year 6.50%

Remittance Fixed Deposit(1 Year to 2 year)

6.75%

Remittance Fixed Deposit(2 Year and above)

7.50%

Above 2 Year

 

 

 

Institutional

 

5.00%
Above 1 year to 2 year 4.50%
1 Year 4.25%

 ;

 

CREDIT PRODUCT
Floating Interest Rate

Credit Products

Tenure

Interest Rate (Base Rate + Premium) (% p.a.)

Agro Plus Loan (TL/OD/DL)

 

Base Rate + Premium (Up to to 4%)

 

Auto Loan

Up to 3 Years

Base Rate + Premium ( Up to  to 4%)

Above 3 Years & upto 5 Years

Base Rate + Premium (Up to 4%)

Above 5 Years

Base Rate + Premium (Up to 4%)

 

Hire Purchase Loan

Up to 3 Years

Base Rate + Premium (1.5% to 4%)

Above 3 Years & up to 5 Years

Base Rate + Premium (1.5% to 4%)

Above 5 Years

Base Rate + Premium (1.5% to 4%)

Business Plus Loan (OD/DL/TL)

 

Base Rate + Premium (Up to 4%)

Comfort Loan

 

Base Rate + Premium (Up to 4%)

Education Loan

 

Base Rate + Premium (Up to 4%)

Foreign Employment Loan

 

Base Rate + Premium (Up to 4%)

Personal Loan (OD/TL)

  Base Rate + Premium (1% to 4%)

Real Estate Loan (OD/DL/TL)

 

Base Rate + Premium (1.5% to 4%)

 

Home Loan

  Base Rate + Premium (Up to 4%)

Margin Lending Loan

 

Base Rate + Premium (Up to 4%)

Swarna Karja (Gold Loan) (OD/TL)

 

Base Rate + Premium (Up to 4%)

Two Wheeler Loan

 

Base Rate + Premium (Up to 4%)

LBBL Green Loan

  Base Rate + Premium (up to 2%)

Deprived Sector Loan (OD/TL)

 

Base Rate + Premium (Up to 4%)
Professional Loan   Base Rate + Premium (2% to 4%)

Deprived Sector (wholesale) (OD/DL/TL)

 

Base Rate + Premium (up to 2%)

Loan against FDR/NSB/DB

 

Up to 2% on Coupon Rate

Consortium Loan (OD/BGL/TL)

 

As per consortium decision

-

Credit Products

Upto 5 Years

Above 5 Years

Home Loan

14.00%

14.50%

Personal Loan (TL)

14.00%

14.50%

Comfort Loan

14.00%

14.50%

Education Loan

14.00%

14.50%

Two Wheeler

14.00%

14.50%

Auto Loan

14.00%

14.50%

* BR= Base rate (For the updated Base Rate, ;Click Here)