014513232 014521696 Customer Care: 01-5970369 info@lumbinibikasbank.com
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Tariff And Charges

Tariff And Charges

S.N. Particular Tariff and Charges
1. NRB Cheque Issuance Rs. 500/- flat.
  • Free in case of payement to be made by Bank itself.
2. Stop payment of Cheque Not applicable
3. Standing Instruction
(Except Call and Current)		 Rs. 300/- per instruction
4. Cheque certified “ Good for Payment” Not applicable
5. Cancellation of “ Good for Payment” Cheque Rs. 250/- per instrument.
  • Original Cheque to be returned to the Bank for GFP cancellation.
6. Cheque returned
(due to insufficient balance only)		 Rs. 200/- per cheque for both over the counter and clearing cheque return.
  • Branch should compulsorily take charge retaining the photocopy of cheque as proof against issuance of return advice.
7. Issuance of Balance Certificate Not applicable
8. Cheque book Issuance Free for initial issuance.
Rs. 500/- in case of lost.
9. Charge for uncollected cheque book Rs. 200/- per book.
  • Cheque book not collected for more than Six month of issuance.
10. Single cheque leaf print
(Counter Cheque)		 Not applicable
11. Reprint of Account Statement Rs. 50/- per page.
12. Duplicate FD Certificate Rs. 500/-
  • Approval from Division head/CEO should be taken for duplicate FD Certificate print.
13. Enquiry related to old records
( more than 2 years)		 Rs. 100/- per enquiry.
14. No Due Certificate Rs. 500/- per certificate.
15. MC Issuance
(only to the customer )		 Rs. 200/- or 0.10% of amount is used, whichever is higher.
16. Remittance:
  1. Inward and Outward.
  2. Fax transfer within our branches.
  • Commission to be received  seperately as per agreement with concerned remittance companies.
  • Not applicable
17. Fund Transfer to other BFIs Not applicable
18. Issuance of Advance payment certificate Rs. 500/- per certificate.
19. Postal Charges:
  1. Collection of clean bills
  2. Others (Documents)
  • Within Nepal: Rs. 100/- per transaction or on actual basis, whichever is higher.
  • Within Nepal: Rs. 75/- per transaction or on actual basis, whichever is higher.
20. Collection Charge:
  1. NPR Cheques
  2. Cheque collection outside Nepal
  • Not applicable
  • Rs. 500/- per cheque or 0.15% of face value whichever is higher plus applicable postage charge.
21. C-ASBA/ASBA Charges
  • RS 5/-

Electronic Cheque Clearing (ECC) Fees

S.N. Details Transaction Amount Based Slab (Fees in NPR)
     Upto 500 500 - 5,000 5,000 - 200,000 Above 200,000
1.  Regular Clearing (NPR)  - - - 15
2.  Express Clearing 100
3. High Value Clearing  100

Other Fees/ Charges

S.N. Other Fees Session Session Currency   Liable Party Fees (NPR) Slab
1. Last Minute Presentment Penalty Regular  NPR Presenting Member  200 30 Mins before in case of Regular  cut-off time Per cheque.
 2. National Archive System Charge  ALL ALL Requesting Member  200  Per Request.
Note: Clearing charges may change as per NCHL rules.

NCHL-IPS

Products Transaction Fee Remarks
  Upto 500 >500 - 50K >50K Who Pays
Debtor Account NPR 2 5 10 Debtor Bank
Creditor Account NPR 2 5 10 Creditor Bank
* For Dividend payment, the transaction fee will be waived for transaction amount upto 100.
* Other fee as per actual.

Locker Service

S.N. Type Size (Inch) Annual Charge Security Deposit (NPR)
1. A 4.92 x 6.9 x 19.4 1,000 5,000
2. B 5 x 14 x 20 1,500 6,000
3. C 6.26 x 16.65 x 19.4 1,600 6,500
4. D 7 x 10 x 20 1,800 6,500
5. E 7.5 x 10.5 x 20 2,000 7,000
6. F 7 x 20 x 20 2,500 8,000
7. G 12.64 x 8.27 x 19.4 3,000 9,000
8. H 12.64 x 16.65 x 19.4 3,500 10,000
9. I 15 x 20 x 20 4,000 11,000
10. J 7 x 10 x 22.5 2,000 6,500
11. K 7 x 20 x 22.5 2,500 8,000
12. L 14 x 20 x 22.5 4,000 10,000
New Key Charge
(Including Locker breakage)		 As per actual amount charged by the vendor
Locker Discontinuation charge Rs. 500/-

Mobile Banking

S.N. Particular Registration & Alert Charge
1. Individual (Annual Charge) NPR 250/-
2. Corporate (Annual Charge) NPR 500/-
3. Inter-Bank Fund Transfer (IBFT) Charges As per Actual Network Tariff
4. Password / PIN Reset Charge NPR 0.00

 

Mobile Banking Transaction Limit

Feature Transaction Count Per Transaction Amount Per Day Txn Amount Per Month Txn Amount
Payment 10 100,000 NPR 300,000 NPR 1,000,000 NPR
Send Money 10 100,000 NPR 300,000 NPR 1,000,000 NPR
Inter Bank Transfer 10 100,000 NPR 300,000 NPR 1,000,000 NPR
WALLET 5 25,000 NPR 200,000 NPR 1,000,000 NPR
Mbanking IPS 10 100,000 NPR 300,000 NPR 1,000,000 NPR

QR Code

S.N. Particular Applicable Charges
1. Registration Charge Free
2. Standee Charge Issuance NPR 100.00/- (Waived)
3. Standee Charge Re-Issuance NPR 100.00/-
4. Transaction & Other Charges As per Actual Network Tariff

Bank shall beear the Standee Charge / Cost for initial issuance as a part of QR Code promotion, until next decision.

MDR (Charge) on FonePay QR Code for Tansactions through FonePay Virtual Credit Card  

S.N. Transaction Amount

Charge (MDR) Excluding Tax.
1. Up to Rs. 2000 Nil
2. Above Rs. 2000 or above 0.6% of the  transaction amount or Rs. 300 whichever is lower

E- Banking Service

S.N. Particular Registration & renewal Charge
1. Registration Charge NPR 100.00
2.  Annual / Renewal Charge NPR 100.00
3. Password Reset Charge NPR 10.00
4. Transaction Charge Free

LBBL Visa Debit Card (Regular & Instant)

Fees:

Issuance Charge

(Name Printed Card)

NRP 1200.00
         Two modes of payment:

  • Upfront payment of NPR 1200.00 during issuance (for 6 Years).
  • Yearly payment in installment of NPR 200.00 per year in advance starting from 1st years

Issuance Charge

(Instant Card)

      Upfront payment mode:

  • Issuance within three months of printing: NPR 1200.00 
  • After 3 months of printing: Deduct NRP 50.00 for each quater lasped.

       Yearly payment mode (installement):

  • Issuance within 3 months of printing: NPR 200.00 each year starting from issuance date. 
  • Issuance after 3 months of printing: NPR 200.00 each year starting from issuance date. The difference of lapsed period will be adjusted in the last year by deducting NPR 50.00 for each quater lapsed.
Card Validity 6 Years

Re-issuance Charge

(Lost / Expired / Damaged)

NRP 1200.00
         Two modes of payment:

  • Upfront payment of NPR 1200.00 during issuance (for 6 Years).
  • Yearly payment in installment of NPR 200.00 per year in advance starting from 1st years

PIN Re-Generation 

NPR 50.00

Uncollected  up to Debit Card Charge
(Upto 6 months from Issuance Date )

NPR 250.00

Balance Enquiry Charge

(Our Terminals)

Free

Balance Inquiry Charge
(NEPS Terminals within Nepal)

NPR 5.00 per transaction

Balance Inquiry Charge
(Non-NEPS Visa Terminals within Nepal)

NPR 20.00 per transaction

Balance Inquiry Charge
(VISA Terminal outside Nepal)

As per Network Tariff

Cash Withdrawal Charge
(Our Terminals)

Free

Cash Withdrawal Charge
(NEPS & Non-NEPS Visa Terminals within Nepal)

NPR 15.00 per transaction

Cash Withdrawal Charge
(Visa Terminal outside Nepal)

As per Network Tariff

POS Transaction Charge

As per Network Tariff

 Note:

  1. SMS Alert facility for transactions from cards shall be provided to the customers.

 

Card Transaction Limit

Transaction Limit Summary

Threshold Limit
Per Transaction NRR 20,000
Per Day NPR 50,000.00
Per Month NPR 3,00,000.00

Detailed Limit

SN Description Limit Value
1 Per Txn ATM &POS WDL in Nepal 20,000.00 NPR
2 Per Txn ATM &POS WDL in India 24,000.00 NPR
3 Per Txn puchase in Nepal 100,000.00 NPR
4 Per Txn Purchase in India 160,000.00 NPR
8 Daily Limit on purchase Txn Nepal 300,000.00 NPR
9 Daily limit on purchase Txn India 160,000.00 NPR
12 Monthly limit on Purchase Nepal 1,000,000.00 NPR
14 Monthly Limit on purchase Trx India 160,000.00 NPR
15 Combined Daily Purchase & CWD in Nepal 300,000.00 NPR
20 Per Txn e-com Limit 5,000.00 NPR
22 Daily Transaction Count in Nepal 5
28 Daily Limit on E-Com Transaction 5,000.00 NPR
29 Daily Transaction Count in India 5
32 Monthly POS, Ecom Txn India limit 160000 160,000.00 NPR
33 Monthly 2 txn free in Nepal 100
36 Monthly txn count in E-Com Txn 10
37 Daily Txn count in E-Com Txn 10
39 Monthly E-Com Txn Amt 160,000.00 NPR
49 Daily ATM &POS WDL in Nepal 50,000.00 NPR
50 Daily ATM &POS WDL in India 24,000.00 NPR
52 Monthly ATM & POS WDL in Nepal 300,000.00 NPR
53 Mnthly ATM & POS WDL in India 160,000.00 NPR

 

 

 

Trade Finance

S.N. Particular Tariff & Charges
1. Bid Bond Rs. 750/- or 0.25% per quarter whichever is higher
2. Performance Bond Rs. 1,000/- or 0.35% per quarter whichever is higher
3. Advance Payment Guarantee Rs. 1,000/- or 0.45% per quarter whichever is higher
4. Supplier Credit Guarantee Rs. 1,000/- or 0.45% per quarter whichever is higher
5. Amendment not affecting value & validity Rs. 750/- flat.
6. Amendment affecting value & validity The same rate as fresh issuance.
7. Guarantee Cancellation (before expiry) No Charge
8. Claim Handling Charge Rs. 1,000 per claim

Credit Administration

1. Credit enquiries  by other BFIs Rs. 200/- per enquiry
2. CICL and Black listing Charge As per actual
3. Commitment Fee (Term Finance) 0.20% of service charge rate levied on initial approved limit on outstanding amount
4. Commitment Fee (Working Capital
5. Pre-payment Charge

Service charge rate levied on initial approved limit on outstanding amount, if:

 

Repayment Period: Rate
Within 2 Years 100% of above rate
2 Years to 5 Years 50% of above rate
Above 5 Years 20% of above rate
6. Loan Renewal Fee 0.20% of service charge rate levied on initial approved limit on renewed amount
7. Public notice publish charge On actual basis
8. Penal interest on Principal/Interest 2% p.a. on overdue principal/interest
9. Interest on other receivable/Force Loan Highest published rate

 

S.N. Administrative Service Charges STC/ Rates
1. Business Loan 1% on approved limit.
2. Retail & SME Loan 1% on approved limit.
3. Gold Loan 1% on approved limit or minimum Rs 500
4. Corporate /Consortium Loan As per respective terms of approval
5. Deprived Sector Wholesale Loan As per respective terms of approval (not exceeding maximum rate as per NRB ie 0.5%)
6. Hire-purchase/Real Estate Loan 1% on approved limit.
7. Commitment Fee ( if the loan is average utilized below 60% of limit 0.20% of service charge rate levied on intial approved limit on unutilized limit at the time of renewal/settlement/maturity to be charged on yearly basis.
8. Loan swap fee

Service charge rate levied on initial approved limit on outstanding Principal amount if 

Swap Period Rate
Within 2 Years 100% of above rate 
2 Years to 5 Years 50%of above rate
Above 5 Years  20% of above rate
9. Retail Deprived Sector and Micro Credit 1% on approved limit

Contact Us

01-4513232/4521696; 5970369 ,
info@lumbinibikasbank.com