Home Loan

For financing residential accommodation facility by way of Home Loan for Nepali individuals having identifiable and stable income source.

Loan Type

Term Loan

Purpose of the Loan

  1. Construction and furnishing of house on existing land.
  2. Purchase of land and construction of a house.
  3. Purchase of land & house.
  4. Purchase of flats/apartments/buildings developed by real estate developers.
  5. Purchase of land for residential purpose.
  6. Repair/renovation/additions/alteration of already owned house/flat/apartments.
  7. Purchase/construction of low cost housing.
  8. Re-finance of housing loan already financed by other Banks/FIs.

Loan Amount

  • Minimum amount of the loan shall be NPR 100,000.00 (Rupees One Hundred Thousands only)
  • Maximum amount of the loan shall be NPR 50,000,000.00 (Rupees Fifty Million only)


25 years including a maximum moratorium period of 1 year.


Rate and Fee

  • Interest Rate (Base rate + Premium) as decided by the Bank from time to time
  • Processing Fee As per STC.

Please take some time and review