Home Loan
For financing residential accommodation facility by way of Home Loan for Nepali individuals having identifiable and stable income source.
Loan Type
Term Loan
Purpose of the Loan
- Construction and furnishing of house on existing land.
- Purchase of land and construction of a house.
- Purchase of land & house.
- Purchase of flats/apartments/buildings developed by real estate developers.
- Purchase of land for residential purpose.
- Repair/renovation/additions/alteration of already owned house/flat/apartments.
- Purchase/construction of low cost housing.
- Re-finance of housing loan already financed by other Banks/FIs.
Loan Amount
- Minimum amount of the loan shall be NPR 100,000.00 (Rupees One Hundred Thousands only)
- Maximum amount of the loan shall be NPR 50,000,000.00 (Rupees Fifty Million only)
Tenure
25 years including a maximum moratorium period of 1 year.
Rate and Fee
- Interest Rate (Base rate + Premium) as decided by the Bank from time to time
- Processing Fee As per STC.
