Swarna Karja (Gold Loan)

For financing the individuals/institutions against the gold/gold ornaments as security.

Type of Loan: Loan Against Gold (Demand Loan)

Loan Amount:

  • The loan amount shall not exceed Distress Value of the gold as determined by the bank.
  • Minimum amount of the loan shall be NPR 10,000.00
  • Maximum amount of the loan shall be NPR 10,000,000.00

Tenure: Maximum one year from the date of disbursement.

Rate & Fee:

  • Interest Rate (Base rate + Premium) as decided by the Bank from time to time
  • Processing Fee As per STC.