Tariff and Charges

 Effective from 2078/01/09

S.N. Particular Tariff and Charges
1. NRB Cheque Issuance Rs. 500/- flat.
  • Free in case of payement to be made by Bank itself.
2. Stop payment of Cheque Not applicable
3. Standing Instruction
(Except Call and Current)
Rs. 300/- per instruction
4. Cheque certified “ Good for Payment” Not applicable
5. Cancellation of “ Good for Payment” Cheque Rs. 250/- per instrument.
  • Original Cheque to be returned to the Bank for GFP cancellation.
6. Cheque returned
(due to insufficient balance only)
Rs. 200/- per cheque for both over the counter and clearing cheque return.
  • Branch should compulsorily take charge retaining the photocopy of cheque as proof against issuance of return advice.
7. Issuance of Balance Certificate Not applicable
8. Cheque book Issuance Free for initial issuance.
Rs. 500/- in case of lost.
9. Charge for uncollected cheque book Rs. 200/- per book.
  • Cheque book not collected for more than Six month of issuance.
10. Single cheque leaf print
(Counter Cheque)
Not applicable
11. Reprint of Account Statement Rs. 50/- per page.
12. Duplicate FD Certificate Rs. 500/-
  • Approval from Division head/CEO should be taken for duplicate FD Certificate print.
13. Enquiry related to old records
( more than 2 years)
Rs. 100/- per enquiry.
14. No Due Certificate Rs. 500/- per certificate.
15. MC Issuance
(only to the customer )
Rs. 200/- or 0.10% of amount is used, whichever is higher.
16. Remittance:
  1. Inward and Outward.
  2. Fax transfer within our branches.
  • Commission to be received  seperately as per agreement with concerned remittance companies.
  • Not applicable
17. Fund Transfer to other BFIs Not applicable
18. Issuance of Advance payment certificate Rs. 500/- per certificate.
19. Postal Charges:
  1. Collection of clean bills
  2. Others (Documents)
  • Within Nepal: Rs. 100/- per transaction or on actual basis, whichever is higher.
  • Within Nepal: Rs. 75/- per transaction or on actual basis, whichever is higher.
20. Collection Charge:
  1. NPR Cheques
  2. Cheque collection outside Nepal
  • Not applicable
  • Rs. 500/- per cheque or 0.15% of face value whichever is higher plus applicable postage charge.

Electronic Cheque Clearing (ECC) Fees

S.N. Details Transaction Amount Based Slab (Fees in NPR)
     Upto 500 500 - 5,000 5,000 - 200,000 Above 200,000
1.  Regular Clearing (NPR)  - - - 15
2.  Express Clearing 100
3. High Value Clearing  100

Other Fees/ Charges

S.N. Other Fees Session Session Currency Liable Party Fees (NPR) Slab
1. Last Minute Presentment Penalty Regular  NPR Presenting Member  200 30 Mins before in case of Regular  cut-off time Per cheque.
 2. National Archive System Charge  ALL ALL Requesting Member  200  Per Request.
Note: Clearing charges may change as per NCHL rules.

NCHL-IPS

Products Transaction Fee Remarks
Upto 500 >500 - 50K >50K Who Pays
Debtor Account NPR 2 5 10 Debtor Bank
Creditor Account NPR 2 5 10 Creditor Bank
For Dividend payment, the transaction fee will be waived for transaction amount upto 100.
* Other fee as per actual.

Locker Service

S.N. Type Size (Inch) Annual Charge Security Deposit (NPR)
1. A 4.92 x 6.9 x 19.4 1,000 5,000
2. B 5 x 14 x 20 1,500 6,000
3. C 6.26 x 16.65 x 19.4 1,600 6,500
4. D 7 x 10 x 20 1,800 6,500
5. E 7.5 x 10.5 x 20 2,000 7,000
6. F 7 x 20 x 20 2,500 8,000
7. G 12.64 x 8.27 x 19.4 3,000 9,000
8. H 12.64 x 16.65 x 19.4 3,500 10,000
9. I 15 x 20 x 20 4,000 11,000
10. J 7 x 10 x 22.5 2,000 6,500
11. K 7 x 20 x 22.5 2,500 8,000
12. L 14 x 20 x 22.5 4,000 10,000
New Key Charge
(Including Locker breakage)
As per actual amount charged by the vendor
Locker Discontinuation charge Rs. 500/-

Mobile Banking

S.N. Particular Registration & Alert Charge
1. Registration Charge Free
2. Individual(Annual / Renewal Charge) NPR 250/-
3. Corporate(Annual / Renewal Charge) NPR 500/-
4. Inter-Bank Fund Transfer (IBFT) Charges As per Actual Network Tariff
5. Password / PIN Reset Charge NPR 10.00

QR Code

S.N. Particular Applicable Charges
1. Registration Charge Free
2. Standee Charge Issuance NPR 100.00/- (Waived)
3. Standee Charge Re-Issuance NPR 100.00/-
4. Transaction & Other Charges As per Actual Network Tariff

Bank shall beear the Standee Charge / Cost for initial issuance as a part of QR Code promotion, until next decision.

E- Banking Service

S.N. Particular Registration & renewal Charge
1. Registration Charge NPR 100.00
2.  Annual / Renewal Charge NPR 100.00
3. Password Reset Charge NPR 10.00
4. Transaction Charge Free

LBBL Visa Debit Card (Regular & Instant)

Fees:

Issuance Charge NPR 600.00
Two Modes of Payment :
  1. Upfront payment of NPR 600.00 during issuance.
  2. Yearly payment in installment of NPR 200.00 per year in advance starting from 2nd year.
Re-issuance / Replacement Same as Issuance Charge

PIN Re-Generation 

NPR 50.00

Supplementary Card Issuance Charge

NPR 250.00
Annual Charge effective from 2nd year

Uncollected Debit Card Charge
(Upto 6 months from Issuance Date )

NPR 250.00

Balance Enquiry Charge (Our Terminals)

Free

Balance Inquiry Charge
(NEPS Terminals within Nepal)

NPR 5.00 per transaction

Balance Inquiry Charge
(Non-NEPS Visa Terminals within Nepal)

NPR 20.00 per transaction

Balance Inquiry Charge
(VISA Terminal outside Nepal)

As per Network Tariff

Cash Withdrawal Charge
(Our Terminals)

Free

Cash Withdrawal Charge
(NEPS & Non-NEPS Visa Terminals with  Nepal)

NPR 20.00 per transaction
(2 Transactions Free Each Month)

Cash Withdrawal Charge
(Visa Terminal outside Nepal)

As per Network Tariff

POS Transaction Charge

As per Network Tariff

E-Commerce Registration Charge

Free

Instant Visa Debit Card

On the basis of Card Validity

 Note:

  1. The issuance charge for the first time to replace the existing NPN & SCT cards with Visa shall be waived.
  2. SMS Alert facility for transactions from cards shall be provided to the customers.

 

Card Transaction Limit

Limit Type Description Limit Value
Amount per Txn ATM & POS WDL in Nepal 25,000.00 NPR
Amount Per Txn ATM & POS WDL in India 24,000.00 NPR
Amount Max Amount of Purchase Txn in Nepal 100,000.00 NPR
Amount Maximum Amount of Purchase India 160,000.00 NPR
Amount  Daily Limit on Purchase Txn Nepal 300,000.00 NPR
Amount Daily Limit on Purchase Txn India 160,000.00 NPR
Amount Monthly limit on Purchase Nepal 1,000,000.00 NPR
Amount Monthly limit on Purchase Txn India 160,000.00 NPR
Amount Combined Daily Purchase & CWD in Nepal 300,000.00 NPR
Amount  Maximum e-com Per Txn Limit 100,000.00 NPR
Transaction Count Daily Transaction Count in Nepal 5
Amount Daily Limit on E-com Transaction 100,000.00 NPR
Transaction Count Daily Transaction count in India 5
Amount Monthly E-com POS Txn India Limit  160,000.00 NPR
Transaction Count Monthly 2 Txn Fee in Nepal 100
Transaction Count Monthly Txn count in E-com Txn 10
Transaction Count Daily Txn count in E-com Txn 10
Amount Monthly E-com Txn Amount 160,000.00 NPR
Amount Daily ATM & POS WDL in Nepal 100,000.00 NPR
Amount Daily ATM & POS WDL in India 24,000.00 NPR
Amount Monthly ATM & POS WDL in Nepal 400,000.00 NPR
Amount Monthly ATM & POS WDL IN India 160,000.00 NPR

 

Trade Finance

S.N. Particular Tariff & Charges
1. Bid Bond Rs. 750/- or 0.25% per quarter whichever is higher
2. Performance Bond Rs. 1,000/- or 0.35% per quarter whichever is higher
3. Advance Payment Guarantee Rs. 1,000/- or 0.45% per quarter whichever is higher
4. Supplier Credit Guarantee Rs. 1,000/- or 0.45% per quarter whichever is higher
5. Amendment not affecting value & validity Rs. 750/- flat.
6. Amendment affecting value & validity The same rate as fresh issuance.
7. Guarantee Cancellation (before expiry) No Charge
8. Claim Handling Charge Rs. 1,000 per claim

Credit Administration

1. Credit enquiries  by other BFIs Rs. 200/- per enquiry
2. CICL and Black listing Charge As per actual
3. Commitment Fee (Term Finance) 0.20% of service charge rate levied on initial approved limit on outstanding amount
4. Commitment Fee (Working Capital
5. Pre-payment Charge

Service charge rate levied on initial approved limit on outstanding amount, if:

 

Repayment Period: Rate
Within 2 Years 100% of above rate
2 Years to 5 Years 50% of above rate
Above 5 Years 20% of above rate
6. Loan Renewal Fee 0.20% of service charge rate levied on initial approved limit on renewed amount
7. Public notice publish charge On actual basis
8. Penal interest on Principal/Interest 2% p.a. on overdue principal/interest
9. Interest on other receivable/Force Loan Highest published rate

 

S.N. Administrative Service Charges STC/ Rates
1. Business Loan 1% on approved limit.
2. Retail & SME Loan 1% on approved limit.
3. Gold Loan 1% on approved limit or minimum Rs 500
4. Corporate /Consortium Loan As per respective terms of approval
5. Deprived Sector Wholesale Loan As per respective terms of approval (not exceeding maximum rate as per NRB ie 0.5%)
6. Hire-purchase/Real Estate Loan 1% on approved limit.
7. Commitment Fee ( if the loan is average utilized below 60% of limit 0.20% of service charge rate levied on intial approved limit on unutilized limit at the time of renewal/settlement/maturity to be charged on yearly basis.
8. Loan swap fee

Service charge rate levied on initial approved limit on outstanding Principal amount if 

Swap Period Rate
Within 2 Years 100% of above rate 
2 Years to 5 Years 50%of above rate
Above 5 Years  20% of above rate
9. Retail Deprived Sector and Micro Credit 1% on approved limit