Swarna Karja (Gold Loan)
For financing the individuals/institutions against the gold/gold ornaments as security.
Type of Loan
Loan Against Gold (Demand Loan)
Loan Amount
- The loan amount shall not exceed Distress Value of the gold as determined by the bank.
- Minimum amount of the loan shall be NPR 10,000.00
- Maximum amount of the loan shall be NPR 10,000,000.00
Tenure
Maximum one year from the date of disbursement.
Rate and Fee
- Interest Rate (Base rate + Premium) as decided by the Bank from time to time
- Processing Fee As per STC.